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Stress-Test Your Retirement Portfolio

Well, the same can be said about retirement portfolios. We should be able to see how our portfolios will react under stress, says Daniel Satchkov, a chartered financial analyst and president of RiXtrema, a risk modeling and consulting firm that focuses on extreme financial-market events and has built a portfolio crash testing service.

And then we need to figure out whether to accept or mitigate those stress points.

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What No One Wants to Admit About Social Security Taxes

It’s a bummer when you see how much income tax comes out of your paycheck. But when you see that Social Security line item, do you think, "At least that’s going to pay for my retirement”?

It’s not.

The tax money you’re paying into Social Security today is going to fund today’s retirees. Who will pay for your benefits? The next generation of workers.

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Tax Day 2014: How Tax Reform Would Make Filing Taxes Better

The best that can be said of Tax Day is that it provides a yearly reminder of just how convoluted the tax code is and how much damage it does to the economy. It should also serve as a periodic reminder that filing taxes does not have to be this way. Tax reform, if done right, would help Americans in numerous ways. 

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