The average American is beginning to understand that in their everyday financial life stability is an illusion and they are discovering that hope is not a strategy.

Yet ironically, many Americans rely on the steadiness and trustworthiness of the Government to guide their financial futures. Unfortunately the Government continues to be the largest transfer of your wealth in your life. The Government continues to pat us on our heads insuring us that everything will get better. The reality is, in the last four years the average median income has declined 6-8%...in the last four years there has been a 50% increase in food stamp recipients and a 13% increase in people on disability. 77% of all the new jobs created in 2013 were part-time jobs and in the last 6 months over 5,600 new government regulations have been created.

-Leonard Renier